Unlock Your Financial Potential with Bose: Expert Advice, Limitless Opportunities!
Empowering Your Financial Future: Introducing Bose Financial Advisor"
At Bose Financial Advisor, we're dedicated to guiding you through every aspect of your financial journey. Our comprehensive services extend beyond mere advisory; we offer tailored solutions for your specific needs. From navigating the myriad of loan options available across various banks to securing the best rates and terms, we ensure you make informed decisions that align with your goals. Whether it's a mortgage, personal loan, or business financing, our experts provide personalized advice and support every step of the way. Trust Bose Financial Advisor to be your partner in achieving financial success and security.
Home Loan Documents Required for Salaried Employees
- Address Proof: Residential Address- Leave and License/ Registered Rent Agreement/ Utility Bill (up to 3 months old), Passport
- Identity Proof: Passport/ Driving License/ Voter ID/ PAN
- Bank loan application form to be filled in with passport sized photographs affixed
- 6 month pay slip
- Income Proof Documents
- Form 16 for the past two years
- Copy of Income Tax PAN
- 1 Year bank statement that shows salary from the employer and any EMI paid for outstanding debit.
Home Loan Documents Required for Self Employed Individuals
- Bank Statement - Past 1 year bank statement
- Business Existence Proof - 3 years old Saral Copy, the Company Registration license, Shop Establishment Act
- Income Proof - Latest 3 years Income Tax Returns including Computation of Income, Profit & Loss Account, Audit Report, Balance Sheet, etc.,
- Office Address Proof - Property Documents, Utility Bill
- Office Ownership Proof - Property Documents, Utility Bill, Maintenance Bill
- Photo Identity Proof - Passport/ Driving License/ Voter ID/ PAN
- Residence Address Proof - License/ Registered Rent Agreement/ Utility Bill
- 1 passport size colour photograph
|
|
· Latest Bank Statements for last 6 months (in case of First Time Borrower) and 12 months (in case of Takeover proposals). In case of multiple banking, statements covering minimum 75% of banking turnover is to be provided. |
· Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
· Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
· Latest 6 months Bank Statement (where salary/income is credited).
· Salary slips for last 3 months.
· 2 Passport Size photographs.
For Salaried Individuals:
A copy of any of the following as proof of residence:
· Ration Card
· Telephone Bill
· Electricity Bill
· Voter's ID Card
A copy of any of the following as proof of identity:
· Voter's ID Card
· Employer's Card
Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months
Salary slip for the previous 6 months showing all deductions
Form 16 for the previous 2 years
Copies of all the property documents of the concerned property to be pledged for the loan
For Self Employed Professionals/Individuals:
Certified Financial Statement for the previous 3 years
A copy of any of the following as proof of residence:
· Ration Card
· Telephone Bill
· Electricity Bill
· Voter's ID Card
A copy of any of the following as proof of identity:
· Voter's ID Card
· Employer's Card
Latest Bank Statement/Passbook from where you can show a salary/income being credited for the previous 6 months
Copies of all the property documents of the concerned property to be pledged for the loan